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Lifestyle Health Insurance Plan

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The Apache Junction Chamber of Commerce is pleased to introduce Lifestyle Health Plans as a unique health benefits program designed for Chamber members to address the underlying causes of the rise in healthcare costs – employee health behaviors.

What Makes Lifestyle Health So Different?

  • Level-funded major medical plan designs
  • Underwritten by “A” rated carriers
  • Member savings averaging 5-15% in most cases
  • Integrated wellness incentives and cash-rewards
  • Up to a $500 deductible credit available to all wellness participants
  • Integrated concierge telemedicine, outpatient lab and diabetic supply benefits

What is Level Funded?

Level-funded plans are essentially pre-packaged self-insured health plans, with low attachment stop-loss coverage. For the right groups, level-funded plans can save 30 percent versus a fully insured ACA small-group plan. And because of their structure, level-funded plans do not have the volatility in monthly cash flows, associated with self-insured plans, that can cripple a small business.

Here’s How a Level-Funded Plan Works:

Level-funded plans are underwritten, health applications are required. For larger groups applications can be avoided if two years of claims history can be provided.

Questions?

Lifestyle Health Plan Intro
Get to know the Lifestyle Health Benefits Program
Lifestyle Health Plan Highlights
Frequently Asked Questions 

To take advantage of our exclusive pre-negotiated rates contact:
Heather DeBrosse at (480) 982-3141 or email sales-marketing@ajchamber.com

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